Insurance in Cyprus

We offer very good insurance in Cyprus.
You can book an insurance in Cyprus, as well as insurance policy.

What kind of insurance I can buy in Cyprus ?

We offer Motor, Home, Life, Medical, Business, Immigration, Travel Insurance in any country and other type of insurances in Cyprus.

MOTOR insurance in Cyprus

Coverage Per Pack depends on motor insurance schemes that we offer and includes:
- Third Party Liability
- Driving other vehicles of same type
- Drawing a Trailer
- Personal Accidents of Insured (Euro) 3.500 and 18.000 for whole family
- Windscreen Coverage €600, €800
- Road Assistance (Vehicles up to 3,500 Kg)
- Autohelp
- Passenger Liability
- Coverage of other Drivers
- Usage for Business Services
- Protection of Loading from Claims
- Loss or Damage from Fire and Theft
- Own Damage
- Loss of Use: €30 per day
- No Claim Bonus Protection
- Loss of Personal Items: €300
- Flood, Storm, Hurricane, Earthquake
- Riot, Strike, Lock Out Workers, Civil Commotion

HOME insurance in Cyprus

Our House Insurance Policies cover a range of events to safeguard your property:

BUILDING

- Fire
- Lightning
- Explosion
- Smoke
- Emergency Entrance in the Building
- Damage caused by vehicles/aircrafts
- Earthquake, Volcanic Eruption
- Inflation adjustment
- Hurricane, Flood, Lightning, Cyclone, Tornado
- Gas, Water, Oil, LPG (Liquefied petroleum gas) and Fuel leak
- Unrest/Protest march, Strike, Lockout, Labor Turmoil
- Malicious act, vandalism
- Tree falling, tree branch falling
- Rents and provision of Alternative Residence
- Debris removal, demolition, house support and placement of props
- Electrical malfunction
- Theft, attempt at theft
- Immediate reintroduction of the insure amount
- Detection and Access
- Accidental Damage
- Residence Sale
- Frozen water pipes
- Radio and television antenna falling, Satellite dish and Antenna components falling, cable damage, falling of solar water heater panel
- Loss or damage on external television and radio antenna, on antenna components, on cables , on components and panels of solar water heater
- Loss or damage on satellite television systems
- Accidental damage on Glasses adjusted on building
- Financial Support after Damage or Loss
- Psychological support for the whole family
- Accidental damage on cables or underground services

CONTENTS of building

- Fire
- Lightning
- Explosion
- Smoke
- Damage caused by vehicles/aircrafts
- Earthquake, Volcanic Eruption
- Inflation adjustment
- Hurricane, Flood, Lightning, Cyclone, Tornado
- Gas, Water, Oil, LPG (Liquefied petroleum gas) and Fuel leak
- Unrest/Protest march, Strike, Lockout, Labor Turmoil
- Malicious act, vandalism
- Tree falling, tree branch falling
- Alternative Residence
- Debris removal, demolition, house support and placement of props
- Electrical malfunction
- Theft, attempt at theft
- Immediate reintroduction of the insure amount
- Radio and television antenna falling, Satellite dish and Antenna components falling, cable damage, falling of solar water heater panel
- Accidental damage on glasses and mirrors
- Accidental damage on Television and Audio-visual equipment
- Door Locks and Keys
- Theft or attempt at theft from residence WITHOUT real, dynamic or violent violation of the building
- Financial support after Loss or Damage
- Psychological support for the whole family
- Temporarily moved content
- Open space content
- Visitor’s personal items
- Removal
- Office and Business Equipment
- Water flow meter loss and Petroleum or LPG leak in the building (caused by accident)
- Foods in Freezes and Refrigerators
- Special increase of the total value of the insured content

MONEY AND CREDIT CARDS (VISA, MasterCard)

- Loss of money or credit cards in or out of the geographical area (Cyprus)
- Illegal use of Credit card from theft or accidental loss

LIABILITIES

- Liability as an owner (for the whole family)
- Personal Liability of the insured
- Liability insurance of the insured as an employer of the domestic staff

PRECIOUS ITEMS AGAINST ANY RISK

- Loss or damage when the precious items are in the geographical area (Cyprus)
- Loss or damage when the precious items are out of the geographical area (abroad)

PERSONAL ACCIDENTS

- Personal accidents (family members only)

EXTENSION FOR UNTENANTED RESIDENCE

- Building and content

LIFE insurance in Cyprus

Difficult times are part of daily life and affect the whole family. Loss of life, the inability to take care of one’s self or a serious illness, whether it involves the parents or the children, is always a very stressful event.
We created "Comprehensive Life Insurance Plan" which combines extensive coverage together with capital investment. Specifically, it covers loss of life, serious illness, loss of ability to take care of one's self as well as additional coverage for the spouse and children between three(3) and eighteen(18) years old.
A Life insurance policy has always been the best way to protect your family and loved ones, as it provides them with considerable capital in the event of any unforeseen occurrence.

MEDICAL insurance in Cyprus

We offer a competitive range of policies to cover your needs whilst in Cyprus and abroad.
Our Medical and Health Insurance policy options include whole life policy cover, cover up to €2,000,000, life cover (included within policy), annual check up, outpatient expenses following an accident, etc.

INSURANCE PLAN, INPATIENT COVERAGE AND OTHER BENEFITS

- Maximum annual limit of recognised costs €250,000.00
- Maximum annual limit of recognised costs for USA/Canada €30,000.00
- Day care with room and food:
     Room category in Cyprus: Single
     Room category overseas: Double
- Hospital medical visit (one per day)
- Hospital diagnostic tests
- Childbirth Subsidy:
     Normal €700.00
     Caesarean Section €1,150.00
- Operative treatments without hospitalisation (only in Cyprus)
- Preoperative diagnostic tests
- Ambulance transportation up to €430.00
- Parent accommodation (abroad up to 14 years old)
- Daily subsidy for free care €77.00 per night for up to 10 days
- Overseas medical help
- Health Line

OUTPATIENT COVERAGE AND OTHER BENEFITS

- Maximum annual limit of recognised costs €1,000.00
- Unlimited medical visits with a maximum amount for every medical visit in Cyprus and overseas €50.00
- Medicine on prescription 100%
- Diagnostic Tests (like X-rays, analyses, etc.) 100% (based on a doctor's referral and provided that there is a doctor's diagnosis for pathological cause)
- Physiotherapy obtained from an outpatient with a maximum of 12 sessions
- Alternative Medicine, Homeopathy, Acupuncture and Osteopathology with a maximum annual limit €350.00
- Chronic Diseases (not pre-existing insurance) up to 50% of the annual limit

BUSINESS insurance in Cyprus

One of the most important elements of business success is to keep your business running, whatever lies ahead. The enviable experience we received through our long-term cooperation with the most successful companies in Cyprus enables us to provide the optimal solutions to our clients. Our products are tailored to the needs and the specific demands of your company.
Visit us today and receive the best business insurance offers for your company at the most competitive prices. We provide the following professional insurance contracts, that protect your business against any risk:
- Building and Equipment Insurance
- Employers Liability (compulsory from the law)
- Technical Insurances
- Public Liability Insurance
- Professional Indemnity Insurance

IMMIGRATION insurance in Cyprus

All non-EU citizens wishing to live in Cyprus are obliged by Cypriot law to buy a Health Insurance. Such an insurance is a prerequisite for the necessary registration with the Immigration Authorities.

Range of coverage:

1. Hospitalisation (inpatient expenses)
2. Outpatient Expenses
3. Accommodation (regular or intensive care room)
4. Visits to the doctor
5. Expenses for transporting the body of the deceased to the country of burial or cremation

Categories of individuals to whom this insurance refers to:

1. Appliers of Permanent Residence (including children)
2. Appliers of Pink Slip (including children)
3. Non-EU citizens wishing to work in Cyprus: house keepers, gardeners, farmers, drivers, builders etc
4. All University and College Students

In the case of workers the employer is also obliged by the Cypriot Law to have an Employment’s Liability Insurance.

contact 24/7

OTHER insurances

We provide the cover for what you want to protect.

In addition to the various types of insurance we have provided cover for many more different types of insurance which include:
- Group Insurance
- Travel Insurance in any country